However, rental car insurance coverage could be costly, generally costing up to $50 per day. Many renters wonder whether the additional coverage is worth the value. “If you solely have legal responsibility insurance coverage on your own automotive, you’ll need to get a separate policy for the automobile rental in case there’s injury to it within browse around here the event of a crash,” Gill said. Other components to contemplate include whether or not the rental automobile is costlier than your individual car. Auto insurance protection from corporations like Allstate, Geico, Farmers, State Farm and Progressive usually only extends to rentals in the united states and Canada.